95jk Terms & Conditions

1. Definitions and Interpretation

The following terms used in these Terms & Conditions have the meanings set out below:

• "95jk" or "We" — refers to this platform and the entity operating it.
• "User" or "You" — any person or entity registered at 95jk.
• "Account" — your personal registered account at 95jk.
• "Service" — all gaming, betting and related services provided on the 95jk platform.
• "Balance" — The total funds in your account, whether from deposits, winnings, or bonuses.
• "Bet" — the amount of money wagered on any game or event.
• "Bonus" — Any promotional reward or additional funds credited to you by 95jk.
• "Wagering Requirement" — the condition of placing a specific amount in bets to make a bonus withdrawable.
• "KYC" — Know Your Customer; the identity verification process.

2. Account Registration

2.1 Registration Requirements

To open an account at 95jk, you must:

• Must be at least 18 years old (or the legal age limit in your country, whichever is higher).
• You may be a resident of Bangladesh or any other country where online gaming is legally permitted.
• Must provide true, accurate and complete information.
• Each person may register only one account. Multiple accounts are strictly prohibited.
• You must use your own funds — third-party funding is not accepted.

2.2 Accuracy of Information

During registration, you must provide your correct name, address, date of birth, mobile number, and email. If you provide incorrect or false information, 95jk reserves the right to suspend or permanently close your account.

2.3 Account Verification (KYC)

95jk may verify your identity at any time. Typically, the following documents are requested during the first withdrawal:

• Photo ID (NID, passport, driving license)
• Proof of address (utility bill, bank statement — within 3 months)
• Proof of payment method (bKash/Nagad screenshot)

Withdrawals may be held until KYC verification is complete.

3. Eligibility & Age Requirements

3.1 Age Requirement

95jk is only for individuals aged 18 or above. Minors (under 18) may not use 95jk under any circumstances. 95jk may request documents to verify your age at any time.

3.2 Regional Restrictions

Users from countries where online gaming is prohibited or restricted are not permitted to use 95jk. The current list of restricted countries is available on the 95jk website.

3.3 Responsibility

It is your responsibility to comply with the laws of your country. 95jk is not liable for any violation of your local laws.

4. Deposits & Withdrawals

4.1 Deposit Methods

You can use the following methods to deposit on 95jk:

• BKash — Instant deposit
• Nagad — instant deposit
• Rocket — instant deposit
• Bank Transfer — 2–4 hours processing time

The minimum deposit amount is typically BDT 500. Maximum limits may vary depending on the payment method.

4.2 Withdrawal Policy

The following conditions must be met to withdraw your winnings:

• Account must be fully verified (KYC completed)
• The Wagering Requirement on any active bonus must be met
• Withdrawal amount must be above the minimum limit (usually ৳500)
• It is recommended that your deposit and withdrawal methods remain the same

4.3 Fees & Charges

95jk does not typically charge any fees on deposits or withdrawals. However, payment service providers (bKash, Nagad, etc.) may apply their own charges.

4.4 Third-Party Payments

95jk does not accept payments from third-party accounts. The account holder's name and payment account name must match. Otherwise, the withdrawal will be cancelled.

5. Betting & Gameplay

5.1 Placing Bets

All bets at 95jk are irreversible. Once a bet is confirmed, it cannot be cancelled or changed. 95jk may only void a bet in the event of a technical error.

5.2 Minimum & Maximum Bet Limits

Each game has its own minimum and maximum bet limits. These limits are clearly stated within the game.

5.3 RTP & Fairness of Results

All games on 95jk use certified RNG (Random Number Generator). Every spin, card deal, or dice roll is fully independent and random. The RTP (Return to Player) is displayed for each game.

5.4 Gameplay Errors & Malfunctions

If an incorrect result is displayed due to a technical error, software bug, or any other reason, 95jk reserves the right to void the bet and refund the wagered amount. Any incorrect payout will be corrected by 95jk.

5.5 Suspicious Activity

If 95jk determines that a user is employing bots, scripts, or any other fraudulent methods, the account will be suspended and related bets will be voided.

6. Bonuses & Promotions

6.1 Bonus Types

95jk offers a variety of bonuses, including:

• Welcome Bonus — awarded on first deposit
• Reload Bonus — on subsequent deposits
• Cashback — a portion of lost bets returned
• Free Spins — Free spins on selected slots
• Deposit Match — a percentage of your deposit as an extra

6.2 Wagering Requirement

All bonuses come with a Wagering Requirement. For example, if you receive a BDT 1,000 bonus and the WR is ×30, you must wager a total of BDT 30,000 before you can withdraw the bonus.

6.3 Bonus Usage Terms

• Accepting a bonus is optional — you may play without a bonus if you prefer
• Each bonus has a specific validity period (usually 7–30 days)
• Bonuses may be restricted to specific games only
• Maximum bet limits may apply (e.g., ৳500 per spin)
• Bonus abuse will result in forfeiture of both the bonus and any associated winnings

6.4 Bonus Cancellation

You may cancel an active bonus at any time. However, canceling a bonus will forfeit all winnings earned from that bonus.

7. Account Security

7.1 Login Security

It is your responsibility to keep your account username and password confidential. Do not share your login credentials with anyone. If you suspect unauthorized use, notify 95jk support immediately.

7.2 Two-Factor Authentication (2FA)

95jk strongly recommends enabling 2FA. It adds an extra layer of security to your account.

7.3 Log Out

If you use 95jk on a public or shared computer, always log out at the end of your session.

7.4 Account Hacking

If your account is hacked or unauthorized activity occurs, contact 95jk support immediately. 95jk will investigate and temporarily suspend the account if necessary.

8. Prohibited Activities

The following activities are strictly prohibited on 95jk:

• Opening multiple accounts: The same person cannot create multiple accounts
• Using third-party funds: Depositing on behalf of another person or using a credit card
• Bonus Abuse: Violating bonus rules or attempting to artificially fulfill WR
• Collusion: Colluding with other players
• Bots or scripts: Use of Automated Software
• Chargeback: Initiating chargebacks on legitimate transactions
• Money Laundering: Attempting to launder illegal funds
• Use by Minors: Use of account by a person under 18 years of age

If involved in any of the above activities, 95jk reserves the right to permanently close the account, confiscate all balances, and take legal action.

9. Responsible Gaming

9.1 Age Verification

95jk strictly enforces an 18+ policy. Age verification may be requested at any time if required.

9.2 Self-Exclusion

If you feel that gaming is becoming a problem for you, you can use the Self-Exclusion option. You can exclude yourself from 30 days to permanently.

9.3 Deposit & Bet Limits

95jk offers the ability to set daily, weekly, or monthly deposit and betting limits. Once these limits are active, you cannot spend beyond them.

9.4 Support Organizations

If you are struggling with a gambling addiction, the following organizations can provide support:

• Gamblers Anonymous Bangladesh
• BeGambleAware.org
• GamCare.org.uk

10. Intellectual Property

The 95jk website, logo, design, graphics, software and content are the intellectual property of 95jk or its licensors. You may not copy, republish or use this content for commercial purposes without the written permission of 95jk.

11. Service Suspension

11.1 95jk's Rights

95jk reserves the right to suspend or terminate services at any time and for any reason, including:

• Technical Maintenance
• Legal or Regulatory Reasons
• Security Threat
• Business Decision

11.2 Account Suspension

95jk may suspend or permanently close a user's account if:

• Terms and Conditions are violated
• Fraudulent activity is detected
• Multiple accounts are found
• KYC is not completed

11.3 Balance Refund

If an account is closed for legitimate reasons, the remaining balance (excluding bonuses) will be refunded. However, if closure is due to a rule violation, the balance may be forfeited.

12. Dispute Resolution

12.1 Filing a Complaint

For any dispute or issue, first contact 95jk customer support. The support team will attempt to resolve the problem.

12.2 Investigation

Upon receiving a complaint, 95jk will begin an investigation within 14 working days and notify the decision.

12.3 Final Decision

95jk's decision is final and binding. However, you may appeal to the licensing authority.

13. Changes & Updates

95jk reserves the right to modify or update these Terms and Conditions at any time. Important changes will be communicated via email or site notice. Continued use of the site after changes means you accept the new terms.

14. Contact

For any questions or concerns regarding the Terms & Conditions, please contact 95jk:

• Email: [email protected]
• Live Chat: Available on 95jk.app (24/7)
• Address: 95jk Legal Department, Dhaka, Bangladesh